Small Business Loans

Southeast Queens Capital Access

Alternative Financing for Small and Mid-Sized Local Businesses

Capital Access is a revolving loan fund that invests in community businesses to create community jobs.

Who is eligible for financing?

  • New and existing businesses located in Southeast Queens (in the 114xx and 116xx zip codes)
  • Your business has sales of less than $10,000,000 and fewer than 500 employees

Loan Programs

  • $10,000 – $300,000
  • Interest Rates: Below market rates pegged to Wall Street prime
  • Terms: Negotiable loan maturity period (usually five years)
  • Asset-based for loans over $100,000 (Capital Access)
  • Expedited turnaround for character- and credit scoring-based loans up to $100,000 (Capital Access Express)
  • $10,000 – $25,000
  • Interest Rates: Below market rates pegged to published prime rate
  • Terms: Open Credit line (usually two years)
  • Business expansion
  • Façade or Merchandizing Improvement
  • Purchase new equipment
  • Buy or improve existing property
  • Working capital
  • Gap loan as part of loan basket with other financing
  • Bridge loan while waiting for funding from another committed source
  • One-to-one assistance to help prepare your loan application package is available to qualified applicants
  • Flexible loan packages can be tailored to meet special needs


Jamaica Business Services Brochure



Contact the Business Services Group

Technical Assistance



Follow Us On