Revolving Loan Fund

Southeast Queens Capital Access

Alternative Financing for Small and Mid-Sized Local Businesses

Capital Access is a revolving loan fund that invests in community businesses to create community jobs.

Who is eligible for financing?

  • New and existing businesses located in Southeast Queens (in the 114xx and 116xx zip codes)
  • Your business has sales of less than $10,000,000 and fewer than 500 employees

Loan Programs


  • $10,000 – $300,000
  • Interest Rates: Below market rates pegged to Wall Street prime
  • Terms: Negotiable loan maturity period (usually five years)
  • Asset-based for loans over $100,000 (Capital Access)
  • Expedited turnaround for character- and credit scoring-based loans up to $100,000 (Capital Access Express)

Line of Credit Amounts (LOC)

  • $10,000 – $25,000
  • Interest Rates: Below market rates pegged to published prime rate
  • Terms: Open Credit line (usually two years)

What can I use my loan for?

  • Business expansion
  • Façade or Merchandizing Improvement
  • Purchase new equipment
  • Buy or improve existing property
  • Working capital
  • Gap loan as part of loan basket with other financing
  • Bridge loan while waiting for funding from another committed source

Special Services

  • One-to-one assistance to help prepare your loan application package is available to qualified applicants
  • Flexible loan packages can be tailored to meet special needs


CDFI Video

Loan Fund Video

We offer low interest rates because we are a Community Development Financial Institution.  Watch our video to learn more.


Brochure link

Jamaica Business Services Brochure

To find out more about our services in our brochure.




Fill out and submit this form to get the loan process started. You will be contacted within two business days.













Adam Cohen


Helpful Links

New York Business Development Corporation (NYBDC)

The U.S. Small Business Administration

New York Small Business Development Center

Excelsior Growth Fund